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Financing

North Richland Hills and Fort Worth Car Loans - Huggins Honda

The Huggins Honda finance center works with many area lending sources to offer customized auto loans and leases. This means we are able to provide you with a great low rate on your new or used car loan in the North Richland Hills and Fort Worth region, even if you have less than perfect credit. Here are some of the banks and credit unions that we deal with: American Honda Finance, EECU, Unity One, Bank of America, Wells Fargo Auto Finance, Wachovia, Chase, Fort Worth Community Credit Union, Texas Trust Credit Union, Americredit, Capitol One, and Regional Acceptance. 

If you're thinking about getting a new Honda, or a used car, come down to Huggins Honda at 7551 NE Loop 820, North Richland Hills, TX 76180. We'll get you a the vehicle you want, at a great price, and smoothly guide you through the financing process.

If you would like to start the process of getting a car loan in North Richland Hills or Fort Worth right away, we suggest you start by understanding your budgeting options. You can find your estimated monthly loan payments by using our online payment estimator; and you can apply for financing with our secure online finance application.

Available Protection Programs

Vehicle Service Contract
A mechanical breakdown policy that covers the costs of parts and labor for covered repairs. Available with various coverage levels and deductible options. Also includes rental car reimbursement and towing allowance for covered repairs alsong with 24 hour emergency roadside assistance.


Vehicle Maintenance Programs
Prepaid maintenance programs that may include oil and filter change, 20-point inspection, fluid top-off, routine lubrication and tire rotation with every other visit. Available in various terms and mileage intervals.


Guaranteed Auto Protection (GAP)
Will pay the difference between the actual cash value and net loan payoff in the event your vehicle is a total loss due to fire, theft, or collision. Aso includes payment of your insurance deductible.





  Theft Programs

LoJack
Vehicle recovery system that works in conjunction with the police department. Reimburses the price of the system if vehicle is stolen and not recovered within 24 hours while under the two-year warranty period. 
 
Etch
Visable theft deterrent placed on all vehicle's windows. Protects 24-7-365. MAY providea benifit up to $2500 towards the purchace of a new auto in the event of non-recovery. MAY provide insurance discounts


 
 
                      
                                                

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Financing Navigation

Contact Information

Huggins Honda

7551 NE Loop 820

North Richland Hills, TX 76180
workSales:
888-833-8575
serviceService:
888-785-1492
partsParts:
888-785-1491

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.